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The VA math → Combined ratings table

VA combined ratings table (38 CFR §4.25)

38 CFR §4.25

VA combines disability ratings instead of adding them. To use the table, find the larger rating on one axis and the next rating on the other. The cell where they meet is the combined value before final rounding.

Continue with each remaining rating from highest to lowest. The final overall value rounds to the nearest 10 only once, after every rating has been combined.

This page shows the ten-point values from 10% through 90% of the full table. See the official §4.25 table on eCFR for intermediate values. The source was last verified on 2026-07-07.

Ten-point values from the VA combined ratings table
Rating %10%20%30%40%50%60%70%80%90%
10%192837465564738291
20%283644526068768492
30%374451586572798693
40%465258647076828894
50%556065707580859095
60%646872768084889296
70%737679828588919497
80%828486889092949698
90%919293949596979899

Worked example: 60%, 40%, and 20%

Start with 60% and combine it with 40%. The table gives 76. Then combine 76 with 20%. The full table gives 81. Round 81 to the nearest 10 once, at the end, for a final combined rating of 80%.

Paired left and right limbs can require an additional bilateral-factor step under 38 CFR §4.26. This table alone does not show that step. Read the full VA math walkthrough for how it fits into the calculation.

Use the table or calculate a combination

Compute yours instead of reading the table, learn how the VA math works, or check the result against the VA disability pay chart.

Every rating combination, worked out

Each combination below has its own page with the step-by-step arithmetic under 38 CFR §4.25, showing why the ratings do not simply add up.

Two ratings

Three ratings