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UnderstandMyRating
NOT AFFILIATED WITH THE VANOT A LAW FIRMNOT AN ACCREDITED REPRESENTATIVE

Understand your VA disability rating decision letter.

Upload your rating decision. We explain what every section means in clear language, decode each diagnostic code against the federal rating schedule, and show you how your combined rating was calculated, step by step.

60 + 40 + 20 = 80not 120. The math that trips everyone up, shown step by step.
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PDF or a photo of the paper · multi-page scans welcome · free decode, no account
Your letter stays private.
Deleted after processing unless you choose to save it · never used to train AI models · encrypted in transit and at rest. No account needed for your free decode.
A VA disability rating is worth between $180.42 and $3,938.58 a monthVA.gov · eff. Dec 1 2025
See it in action

Your letter on the left. What it actually means on the right.

Every section is translated, every diagnostic code decoded, every number linked to the federal rule behind it.
understandmyrating.com/decode
Your letter
What this section means
Tinnitus, granted at 10%
VA connected your tinnitus to service and rated it 10 percent, the full amount its code allows. Marked static.§4.87 · DC 6260
Lumbosacral strain, 40%
Rated 40 percent with a routine future examination scheduled.§4.71a · DC 5237
Tap any dotted term for a plain definition. Every explanation links to its federal source.
See the math, honestly
Watch your combined rating build one step at a time, bilateral factor and all.
RUNNING TOTAL · 76%
Where you landed
The full ladder of criteria for each code, straight from 38 CFR Part 4.
30%
40%YOU
50%
Walk in prepared
A printable packet of questions for your accredited representative.
QUESTION 2 OF 6
"Two of my conditions affect paired limbs. Was the bilateral factor applied?"
How it works
1
Upload your letter
A PDF or a photo of the paper. We black out your SSN on your device first. No account needed.
2
We read and match it
Every condition, diagnostic code, effective date, and status, matched against the published federal rating schedule.
3
You understand it
A plain explanation with a source link on every number, and the exact questions to bring to an accredited representative.
What we check

Everything the letter says, matched against public federal rules.

Every explanation links to the exact section of 38 CFR or VA.gov behind it.
§4.25
Your combined rating
We reproduce the combined-rating arithmetic step by step and tell you honestly whether it checks out.
Part 4
Every diagnostic code
The plain condition name, body system, and the full ladder of percentage criteria for each code.
§3.400
Your effective dates
What each effective date means and where it comes from, per condition.
M21-1
Static, deferred, future exam
Each status flag on your letter, explained in clear language.
The $49 packet

Walk into your meeting with a folder, not a shoebox.

Your decision becomes a printable packet built for one thing: a productive conversation with a VA-accredited representative. It turns your specific letter into an organized agenda, so you are not paying for time you spend explaining the basics.

A one-page summary of your conditions, codes, percentages, and effective dates
Specific questions drawn from your letter, phrased as questions, never as advice
Blank space for the representative's answers, and a glossary of your terms
See a sample packetPart of Report + Math + Packet, $49 once
Questions worth asking
1. My right knee is listed as deferred. What does that mean for my timeline?
2. Was the bilateral factor applied to my paired conditions?
UnderstandMyRating
Questions to ask your representative
A prepared agenda for your meeting
Combined80%
PTSD · DC 941160%
Lumbar strain · DC 523740%
Tinnitus · DC 626010%
Pricing
One-time. No subscription. No auto-renew.
NO ACCOUNT NEEDED
Basic decode
Free
Section-by-section explanation
Jargon glossary
Diagnostic-code lookups
Start free decode
ONE-TIME
Full annotated report
$19
Everything in Basic
Full annotated report + PDF
Complete DC criteria ladders
Compensation table with dependents
Options landscape
Choose Full annotated report
ONE-TIME
Report + math + packet
$49
Everything in Full report
Combined-rating math + bilateral factor
Questions for your representative packet
Choose Report + math + packet
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